Ep. 412 | Franklin Rouse: Why insurance rates are rising & how rates are set in North Carolina
Update: 2025-09-08
Description
Franklin Rouse, property insurance agent in the Cape Fear region, joins the program to discuss:
2:25 Why he chose Leland to set up his agency
4:36 Why rates are rising
9:10 How world events impact rates
11:45 Roofs impacting insurance
15:10 Why blackswan events impact rates
16:45 How insurance rates are set in North Carolina
22:25 Flood insurance
24:45 Lock insurance before a storm
31:25 Wind, hail, and flood policies
32:55 Understanding policies and deductibles
37:50 Affordability issues
41:00 People who choose to be self-insured
45:25 Hurricane Florence
DISCLAIMER: TowneBank Mortgage, NMLS #512138, is an equal housing lender. This podcast is for informational purposes only. Hosted by Tyler Cralle #2028201
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